Chapter 7 Consumer Bankruptcy is a means of providing the individual or married couple a “Fresh Start.” When debtors are eligible to file under Chapter 7 the individual or couple may typically expect to have many or all of their unsecured debts wiped out. Thus, unsecured debts such as personal loans, medical bills, credit card debt, and other debts may very often be completely discharged in the Chapter 7 bankruptcy. Not all unsecured debts can be wiped out in a Chapter 7 bankruptcy so it’s advisable to confer with an attorney on this issue before deciding that Chapter 7 is a good option.
Chapter 7 Bankruptcy, also referred to as “Liquidation Bankruptcy,” is by far the most common bankruptcy option chosen by consumers. “Liquidation,” refers to the understanding that the assets of the filing debtor may be seized and liquidated in order to distribute the proceeds from their sale to the debtor’s creditors. The filing debtor is entitled to certain exemptions that may allow them to protect some and very often all of their assets from being liquidated by the bankruptcy trustee. The laws regarding exempting assets can be complicated in some cases. Thus, before filing bankruptcy it’s extremely advisable to confer with an attorney to determine what may be expected and how best to protect assets.
If you need to talk with a Scotts Valley bankruptcy attorney be sure to give us a call at NoWorriesBankruptcy.com. If you need debt relief our law firm can save you thousands of dollars. We’ll start to work on your case with just a $100 retainer. We accept easy payments at no interest to help with your financial recovery.
Our law firm accepts payments at a pace that works best for you and with a schedule that you can afford. We provide professional bankruptcy services for the people of Scotts Valley and the surrounding Area. Our services are tailored to meet the needs of our clients. Call now to schedule your consultation with a bankruptcy attorney.
While you may have a number of choices when selecting a bankruptcy attorney our law firm will demonstrate itself to be your absolute best value. Providing clients with debt relief is the primary focus of our firm. We provide outstanding bankruptcy services while keeping our fees low.
We charge just $899 in attorney fees for most cases. If your overwhelmed by debt and exploring your options we offer a free assessment with an attorney. We are available to assist you in ascertaining whether bankruptcy is in fact your best option and whether you qualify to file Chapter 7 bankruptcy. NoWorriesBankruptcy.com is a bankruptcy law firm dedicated to helping those who are experiencing financial difficulties. Our goal is to wipe out your debt while making the bankruptcy process as trouble free and as easy as possible. With our law firm you are assured of having an affordable Scotts Valley attorney whose focus is in providing you with the best service possible.
Our law firm proudly provides debt relief services at a discount for the men and women who serve our country in the military. We will reduce our rates for both veterans and those on active duty. We appreciate your service!
Keep in mind that people filing bankruptcy in the Scotts Valley, CA Area will need to attend a hearing at the Federal Bankruptcy Court. By retaining our law firm you may rest easy by being assured of having the representation of a professional bankruptcy attorney. We are strong advocates for our clients and we don’t back down to anyone. Our law firm takes the worries out of filing bankruptcy for our clients.
Dean W. Feldman
Stop Wage Garnishments
We can stop wage garnishments in their tracks through the automatic stay. Call us now for complete details on this powerful measure.
A chapter 13 Bankruptcy is another option under the United States Bankruptcy Code. It is specifically a Reorganization which will stop a foreclosureand reinstate your mortgage. It will help you get back on track by allowing you 60 months to repay mortgage arrears and tax deficiencies.
Over the 60 months the Court provides protection against creditors. The harassment will stop and your fear and anxiety will diminish. Please do not wait to seek the advice of a Bankruptcy attorney. The longer you wait the closer you get to an auction date the more of an emergency your situation will become. When it comes to foreclosure time is of the essence. Every week that goes by your bank will charge more interest and fees and taxes will also continue to accrue.
You will not find another bankruptcy lawyer in Scotts Valley, CA working as diligently as our team to meet the financial needs of our clients. Call us now and discover how our law firm can provide you with fast and affordable debt relief.